Costa Rica Real Estate In International

Properties in Costa Rica Real Estate Company is located in San Jose, the capital city of this beautiful country. We are a group of professionals whose main goal is to provide you with clear insight into the meaning of investment and purchasing real estate in Costa Rica.
We are a proven resource for Real Estate in Costa Rica. Our expertise covers a wide real estate collection in ideal locations for living, retiring or investing in Costa Rica. Our real estate inventory features a special assortment of: Costa Rica upscale residential investment real estate, farms, mountain properties and vacation rentals.
We understand that relocating or purchasing a vacation property is not an easy job. Moving to Costa Rica and doing business abroad requires a lot of research and reliance upon the company you may be using. We provide you with trustworthy Costa Rica real estate assistance on every step of this process.
Properties in Costa Rica main goal lies in leading you to a successful real estate transaction. We can help you get the Costa Rica real estate property or investment of your dreams

Properties in Costa Rica Real Estate Company is located in San Jose, the capital city of this beautiful country. We are a group of professionals whose main goal is to provide you with clear insight into the meaning of investment and purchasing real estate in Costa Rica.
We are a proven resource for Real Estate in Costa Rica. Our expertise covers a wide real estate collection in ideal locations for living, retiring or investing in Costa Rica. Our real estate inventory features a special assortment of: Costa Rica upscale residential investment real estate, farms, mountain properties and vacation rentals.
We understand that relocating or purchasing a vacation property is not an easy job. Moving to Costa Rica and doing business abroad requires a lot of research and reliance upon the company you may be using. We provide you with trustworthy Costa Rica real estate assistance on every step of this process.
Properties in Costa Rica main goal lies in leading you to a successful real estate transaction. We can help you get the Costa Rica real estate property or investment of your dreams.
Our real estate listing in the Central Valley combine desirable locations in West and East San Jose such as Sabana, Sabanilla, Montes de Oca and Moravia among others.
You will also find attractive real estate properties in the Central Valley provinces of Heredia and Alajuela, where locations such as la Garita and la Guacima are very appealing because of their wonderful weather, nearby facilities, very nice neighborhoodsand homes.
Additionally, we provide you with real estate services in both, the Pacific and Caribbean beaches and coastal regions of Costa Rica. Find your vacation home in the beach and smart close to the ocean. We offer quality real estate for sale in Guanacaste, Puntarenas, Manuel Antonio, Dominical and other special locations outside the Central Valley.
Costa Rica is a world known destination for vacation, investment and retirement. Costa Rica's beauty goes beyond paradisiacal beaches, magnificent mountains and great weather year around... it's major beauty lies in its people. Costa Ricans are worldwide recognized for being authentically friendly and helpful people. It seems like Costa Rican ancient democracry and peace is deeply interiorized in its culture and the idiosyncrasy of its people. Adding all this elements into an equation, the natural result is expected: Costa Rica is the hottest destination in the Americas... and therefore, real estate in Costa Rica is booming! Properties in Costa Rica team will do every effort to provide you with the best service. Our main goal is to serve our customers with high respect and professionalism. Our expertise can guide you in a lot of different issues related to your real estate purchase. Our valuable experience and contacts will make you feel comfortable since your first communication. We will listen carefully to your needs and work hard in helping you achieve your real estate goals. Wether you are looking to relocate to Costa Rica and find a piece of Real Estate in this beautiful country, or you are just looking for a high yield investment, Properties in Costa Rica is the secure gateway to Costa Rica Real Estate.Properties in Costa Rica was founded in 1999 by Arturo Guzman, a visionary and passionate Real Estate professional who has been deeply involved ever since in the overall development of the Real Estate market in Costa Rica. Through all these years, Arturo's and the Company's main concern has been to operate under high ethical standards and transparency in all organizational levels. Properties in Costa Rica really cares about the relationship with our customers. We are a leading and successful Costa Rican Real Estate Company thanks to you, our most appreciated clients, so we will always protect your interests above all. Thanks for your trust, loyalty and for being our best reference!
Costa Rica is a wonderful, peaceful and stable country, experience life at it's best!
Properties in Costa Rica always wants to keep an open line of communication with you! Feel free to call our for personal Real Estate information assistance. We also invite you to visit our Properties in for news, , customer comments, and more... We invite you to take a tour of our multiple listing service, browse our up-to-the-minute quality real estate listings, and request any information you may require. Send us an for a fast response, or just fill out our

Simply buy or sell international Real Estate, properties and luxury Real Estate.

Welcome to planetproperty!
Exclusive Real Estates directory for worldwide listings by commercial Real Estate agents as well as private sellers.International Real Estate for sale. From simple cottages to luxury real estate, including commercial properties and plots in Europe and worldwide.

Saint Martin: The Penthouse at Las Arenas offers 2 spacious bedrooms each with en-suite bath featuring stone... Price: 890.000 USD

Brittany: Panoramic sea view & private sandy beach... Price: 880.000 EUR

South Carolina: Ultimate in Elegance... Price: 1.695.000 USD

Queensland: Large house close to Port Douglas, 3 bedrooms 3 bathrooms, wet edge swimming pool and spectacular coastal views... Price: 1.700.000 AUD

Real Estate directory india

Real estate India is one of the largest portals offering fastest and safest solutions of property in India. Being a part of real estates sector, Real estate India.com your online property promotion partner provides you most profitable options for the investment in the world of real estate. Real estate India provides you with most beneficial online platform to approach the potential buyers & sellers for your property. With the growing demands of property in India, Real estate India provides you the India’s best solution for Commercial, Residential, Industrial & Agricultural Property and other real estate services. For the safe and profitable solutions of property, Real estate India is the only name

top most realestates

Headquartered in London Axiom Estates is the world's largest provider of India property services with an international network of offices and franchisees. If you are seeking to buy, sell, lease, rent or invest in Indian real estate we offer all the support services to make it easy for you

We bring you homes across India including negotiated deals in the best developments to suit every budget ranging from Rs. 20 lac to 15 crore. The portfolio includes the latest properties from top developers in 20 major cities

Real Estate 2009: Boom time again?

A. Balakrishna Hegde goes down the Realty memory lane: 2005-08, and explains how 2009 promises to be the dawn of a new day, for the versatile Real Estate sector

Before coming to the year 2008, it is important to remember that the years 2005 and 2006 had witnessed phenomenally brisk transactions, both, in residential and commercial real estate segments. One of the key reasons for this spurt in demand was because of the incentives offered to Real Estate in the Union budgets for the first time in independent

The 2005-06 surgeIncome tax exemption upto to Rs 1.50 lakh on interest paid on housing loans, tax exemptions to developers who produced residential units upto a certain size, provision for repeal of Urban Land Ceiling Act, etc, were some of the important incentives. In addition to the sops offered by the Government, the surge in demand in Bangalore in the years 2005 and 2006, was primarily backed by a record number of IT, Research and Knowledge companies being established in Bangalore.

Cooling down the marketExtremely attractive interest rates and easy availability of funds for acquisition of residential units, provided additional impetus for an exponential growth. As the demand for real estate continued unabated, towards the close of 2006, with a view to cool off the market, the Union Government/RBI, intervened through certain monetary and fiscal measures such as withdrawal of the tax exemptions granted earlier, raising of interest rates, etc. This resulted in a peculiar situation — while on one hand, there existed a demand due to unprecedented number of jobs generated by continued growth of knowledge industries — on the other hand, the demand could not be translated into deals, mainly due to enhanced interest rates on housing loans, which went up from around 7% to 12.5% or more. Sluggish 2007-08The Real Estate sector, therefore, entered a phase of sluggishness, from the beginning of 2007. Deals concluded were not commensurate with the actual latent demand. Large section of the prospective purchasers preferred to wait and the situation continued till September 2008. In Bangalore, the prices during this period, either remained static or went up or down marginally in pockets.Come October 2008, the world witnessed the collapse of American financial system, preceded by the sub-prime crisis. The latent or the built-up demand found another reason not to surface sufficiently and while the sluggishness in Real Estate continued, almost every segment of the Indian economy entered a slow down mode. At this point of time, the Union Government quickly realised that perking up demand for real estate can be the most effective tool to revive the entire economy, as the Real Estate supports around 200 other industries.Wake up timeStarting November 2008, the Government took a slew of proactive measures to boost demand for real estate and they include concessional interest rates for loans upto Rs 20 lakh, pumping in Rs 3,00,000 crore to the Banking system over a few weeks, to ease liquidity, reduction in risk weightage for housing loans, refinance by National Housing Bank at low interest rates and many more such measures. Resultantly, banks started reducing their Prime Lending Rates (PLR). Banks also announced softer interest rates for loans not only below Rs 20 lakh, but for loans above Rs 20 lakh also. In addition, Government also announced packages for Export, Manufacturing and other segments of the economy, other than initiating huge spending on infrastructure. In the past, during times of slowdown, we have hardly seen such proactive interventions by the Government. This is a major differentiator this time and this is bound to play a crucial role in the revival of the economy. The interest rate cut should prompt those who were delaying decisions for sometime, now to wrap up deals for their dream homes during the first few weeks of the New Year. The built-up or pent-up demand should soon surface. More importantly, reasonable prices for residential apartments in Bangalore as compared to other metros, is also a key factor as the bulk of Bangalore residential units within about 10 kms from the CBD, are still available between Rs 2,500 and Rs 2,900 per sft, from developers with a good brand value, which certainly is attractive as this covers just about the cost of construction and the land cost. The other good news is that the IT majors have not altered their hiring numbers much. Besides, hiring numbers for banks, insurance and some other sectors are likely to go up drastically. Job creation due to these factors should generate fresh demand for housing.Proactive America?One school of thought also predicts that the American turmoil has the potential to bring more business to Indian IT companies due to mergers and acquisitions back in the USA, and also due to an urgent requirement for American companies to cut costs in times like this. Experts say, despite opposition, outsourcing will continue because companies don’t outsource for the fun of it, but they do so as it makes business sense for them and hence, a necessity. The Obama regime in fact, may throw up more outsourcing opportunities to India due to huge infrastructure investment that his team is planning, largely due to cost implications. Experts also predict that the revival of Indian economy will happen faster and sooner than anticipated, primarily due to Government interventions, unlike in the past, and that, when the revival happens, it can create jobs much faster than in the past. All these should bring buoyancy to Real Estate and to the Indian economy, post 2008. With this, the prices may also start climbing northwards.And a word of caution — when the prices start rising, all concerned should put in place a mechanism to control any price rise at a breakneck speed so as to ensure a stabilised period of growth from the year 2009.
The writer is Managing Director, Chartered Housing, and past president, CREDAI - Karnataka.

Part time Jobs earn @ more that full time money

An introduction : What is the need to take up part time jobs ? The reasons vary from breaking away from the monotony of the routine job, or then to rope in additional income for the family, as well as to constructively make use the spare time one has. And if you ask the studying youngsters, they would say for freedom, as well as to support their education, thereby taking off a huge load from their parents' shoulders

Before going any further, let's define the term part time job. Basically, a part time job is form of employment wherein one works for only some part of the day, rather than the entire day. The timing maybe a fixed one, or then flexible, as per ones convenience. Usually, in such jobs people are paid on an hourly basis; or where marketing and sales jobs are concerned they are paid commissions, maybe along with a basic salary, or then are given a travel allowance.
Whatever the nature of the job, being employed on a part time basis has helped improved many lives and has brought in that additional income in a numerous households. Most importantly, many homemakers have been able to make most of such opportunities, so as to be more productive and creative in managing their homes. Otherwise, as they say - an idle mind is the devil's workshop.
Not only this, but there are also part time jobs for those who have retired because of the age factor. These jobs are mainly for the senior citizens who bring in experience, thereby helping out in the company or organizations. They may not be paid highly, but it is enough to continue living a dignified, active life; instead of delving into depression and depending on others for their livelihood.

For those on the look out for some sort of part time employment, there are a number of resources where one can find part time job listings. These include the local classifieds, as well as other job listing areas. Some people also advertise for part time employees in the local stores and other such avenues.
Another interesting aspect of working a couple of hours a day is that one can take up a couple of jobs part time. For instance, as a freelance writer one can take up a couple of assignments along with a proper part time job, as editorial staff, or teaching staff to ensure a fixed income.
What was initially a trend in the west is now a growing one in India. Yes, there is an increasing number of teenagers looking towards taking up jobs in their spare time to make themselves independent, as well as self-sufficient. It may not be all the easy, but yet there are part time jobs for 15-year-olds. This actually appears in the form of requiring youngsters to carry out some tasks, or then conduct market research. No matter what form it takes, the youngsters do gain experience and maturity when working.

NEWSMAKER-Berlin Hypo Real Estate offer blunts Flowers' power

* Flowers bought Hypo stake for 22.05 eur/shr in May 2008 * Govt offers 1.39 eur/shr Hypo Real Estate * Govt offer a way to sideline Flowers * Flowers owns 25 pct stake together with other investors
FRANKFURT, April 9 (Reuters) - U.S. investor J. Christopher
Flowers' strategy of betting on distressed banks hit a brick
wall in Germany. Flowers, a former partner at U.S. investment bank Goldman
Sachs, made his fortune by taking on distressed financial firms
in need of a bailout. He would try to make money by restructuring them and selling
them on for a profit, sometimes benefiting from a backstop on
losses in the form of government bailouts of the banks. The strategy has worked for him in past, but Germany's power
grab on Thursday to buy a majority stake in Hypo Real Estate
(HRXG.DE: Quote, Profile, Research) sidelined the U.S. dealmaker, limiting his options for
recouping the losses on his investment. The German government made a 1.39 euros offer per share in a
first step towards nationalising Hypo Real Estate, a move
Flowers, who has a reputation for being reserved yet polite,
opposes. "Flowers should cut his losses and accept the offer," says
Dirk Becker, a Frankfurt-based analyst with Kepler Capital
Markets. "Without the government bailout he would have lost his
money anyway." Flowers, who has not done a large U.S. deal in some time,
headed a consortium of investors that took a stake of almost 25
percent in the Munich-based commercial real estate lender for
1.1 billion euros ($1.46 billion) in May 2008. Flowers paid 22.50 euros a share, a premium of 25 percent at
the time. By early 2009, the value of the shares had sunk to
0.64 euros. They were trading at 1.37 euros after the
government's voluntary offer on Thursday. PLAYING CHESS After quitting Goldman Sachs in 1998, Flowers launched New
York-based J.C. Flowers LLC, a private equity firm that has been
involved in a string of deals. In 2000, Flowers -- a hobby chess player who is known to be
wary of the media -- bought distressed lender Long-Term Credit
Bank from the Japanese government. After a brief period of restructuring, which included
rebranding the bank to Shinsei Bank, J.C. Flowers and Ripplewood
Holdings more than doubled their money with a $2.34 billion
initial public offering in 2004. Shinsei was forced to raise capital in March after the bank
was hit by subprime losses. For Flowers, a graduate of Harvard University, investing in
Germany has not proved to be a success. In addition to his stake in Hypo Real Estate, Flowers also
controls almost 26 percent in ailing HSH Nordbank, after making
an initial investment of 1.25 billion euros as part of a
consortium in 2006. His two German investments have suffered losses as both
institutions were hard hit by fallout from the credit crunch,
forcing them to write off billions of euros in bad loans as well
as the value of their investment in complex structured-finance
products. Both banks have needed a bailout. Time for Flowers to restructure Hypo Real Estate appears to
have run out with the German government's attempt to seize
control. The Berlin government has propped up Hypo Real Estate
with more than 100 billion euros in loans and guarantees. Berlin says control of Hypo Real Estate is crucial for the
stability of the covered bond market. But Flowers is holding on
to his shares for now. "There is still a clear preference to remain a shareholder
and thus to be treated exactly the same as other shareholders
that had to go under (Germany's bank) rescue shield," a
spokesman for J.C. Flowers said of the takeover offer. The voluntary takeover offer gives the German government an
opportunity to get a majority stake. This will allow it to force
through a capital increase at an extraordinary general meeting
as a way to dilute Flowers' stake. Once the government has more than 90 percent control it can
squeeze out remaining shareholders.
Related news: German gov't to take stake in Hypo Real Estate [ID:nL994632] Q+A - Germany bids for Hypo Real Estate [ID:nL9313296] Key facts on Germany's proposed nationalisation law
[ID:nL9341743] TIMELINE-Hypo Real Estate's path to nationalisation
[ID:nL0495767]
(Editing by Andrew Macdonald)
($1=.7530 Euro)

NEWSMAKER-Berlin Hypo Real Estate offer blunts Flowers' power

* Flowers bought Hypo stake for 22.05 eur/shr in May 2008 * Govt offers 1.39 eur/shr Hypo Real Estate * Govt offer a way to sideline Flowers * Flowers owns 25 pct stake together with other investors
FRANKFURT, April 9 (Reuters) - U.S. investor J. Christopher
Flowers' strategy of betting on distressed banks hit a brick
wall in Germany. Flowers, a former partner at U.S. investment bank Goldman
Sachs, made his fortune by taking on distressed financial firms
in need of a bailout. He would try to make money by restructuring them and selling
them on for a profit, sometimes benefiting from a backstop on
losses in the form of government bailouts of the banks. The strategy has worked for him in past, but Germany's power
grab on Thursday to buy a majority stake in Hypo Real Estate
sidelined the U.S. dealmaker, limiting his options for
recouping the losses on his investment. The German government made a 1.39 euros offer per share in a
first step towards nationalising Hypo Real Estate, a move
Flowers, who has a reputation for being reserved yet polite,
opposes. "Flowers should cut his losses and accept the offer," says
Dirk Becker, a Frankfurt-based analyst with Kepler Capital
Markets. "Without the government bailout he would have lost his
money anyway." Flowers, who has not done a large U.S. deal in some time,
headed a consortium of investors that took a stake of almost 25
percent in the Munich-based commercial real estate lender for
1.1 billion euros ($1.46 billion) in May 2008. Flowers paid 22.50 euros a share, a premium of 25 percent at
the time. By early 2009, the value of the shares had sunk to
0.64 euros. They were trading at 1.37 euros after the
government's voluntary offer on Thursday. PLAYING CHESS After quitting Goldman Sachs in 1998, Flowers launched New
York-based J.C. Flowers LLC, a private equity firm that has been
involved in a string of deals. In 2000, Flowers -- a hobby chess player who is known to be
wary of the media -- bought distressed lender Long-Term Credit
Bank from the Japanese government. After a brief period of restructuring, which included
rebranding the bank to Shinsei Bank, J.C. Flowers and Ripplewood
Holdings more than doubled their money with a $2.34 billion
initial public offering in 2004. Shinsei was forced to raise capital in March after the bank
was hit by subprime losses. For Flowers, a graduate of Harvard University, investing in
Germany has not proved to be a success. In addition to his stake in Hypo Real Estate, Flowers also
controls almost 26 percent in ailing HSH Nordbank, after making
an initial investment of 1.25 billion euros as part of a
consortium in 2006. His two German investments have suffered losses as both
institutions were hard hit by fallout from the credit crunch,
forcing them to write off billions of euros in bad loans as well
as the value of their investment in complex structured-finance
products. Both banks have needed a bailout. Time for Flowers to restructure Hypo Real Estate appears to
have run out with the German government's attempt to seize
control. The Berlin government has propped up Hypo Real Estate
with more than 100 billion euros in loans and guarantees. Berlin says control of Hypo Real Estate is crucial for the
stability of the covered bond market. But Flowers is holding on
to his shares for now. "There is still a clear preference to remain a shareholder
and thus to be treated exactly the same as other shareholders
that had to go under (Germany's bank) rescue shield," a
spokesman for J.C. Flowers said of the takeover offer. The voluntary takeover offer gives the German government an
opportunity to get a majority stake. This will allow it to force
through a capital increase at an extraordinary general meeting
as a way to dilute Flowers' stake. Once the government has more than 90 percent control it can
squeeze out remaining shareholders.
Related news: German gov't to take stake in Hypo Real Estate [ID:nL994632] Q+A - Germany bids for Hypo Real Estate [ID:nL9313296] Key facts on Germany's proposed nationalisation law
[ID:nL9341743] TIMELINE-Hypo Real Estate's path to nationalisation
[ID:nL0495767]
(Editing by Andrew Macdonald)
($1=.7530 Euro)

Residential real estate

The legal arrangement for the right to occupy a dwelling is known as the housing. Types of housing tenure include (individually parceled properties in a single building).

Residences can be classified by if and how they are connected to neighboring residences and land. Different types of housing tenure can be used for the same physical type. For example, connected residents might be owned by a single entity and leased out, or owned separately with an agreement covering the relationship between units and common areas and concerns.

'Singe-family detached home'
Major physical categories in North America and Europe include:
Attached / multi-unit dwellings
("flat" outside North America) - An individual unit in a multi-unit building. The boundaries of the apartment are generally defined by a perimeter of locked or lockable doors. Often seen in multi-story .
- Often seen in multi-story detached buildings, where each floor is a separate apartment or unit.
(a.k.a. townhouse or rowhouse) - A number of single or multi-unit buildings in a continuous row with shared walls and no intervening space. - Building or complex, similar to apartments, owned by individuals. Common grounds are owned and shared jointly. There are townhouse or rowhouse style condominiums as well.
dwellings - Two units with one shared wall.

Portable dwellings
Mobile homes - Potentially a full-time residence which can be (might not in practice be) movable on wheels.
Houseboats - A floating home
Tents - Usually very temporary, with roof and walls consisting only of fabric-like material.
The size of an apartment or house can be described in square feett or meters. In the United States this includes the area of "living space", excluding the garage and other non-living spaces. The "square meters" figure of a house in Europe may report the total area of the walls enclosing the home, thus including any attached garage and non-living spaces, which makes it important to inquire what kind of surface definition that have been used.
It can also be described more roughly by the number of rooms. A studio apartment has a single bedroom with no living room (possibly a separate kitchen). A one-bedroom apartment has a living or dining room, separate from the bedroom. Two bedroom, three bedroom, and larger units are also common. (A bedroom is defined as a room with a closet for clothes storage.)
See List of house types for a complete listing of housing types and layouts, real estate trends for shifts in the market and house or home for more general information.

Available for Rent in NRI CITY Greater NOIDA from April 08

Hi Please find detail of my flat available for rent (in greater noida). please fwd it your friends someone is intersted. Available for Rent from April 08 3-BHK , Multistory Apartment 103 La Quinta Towers Putting Greens NRI City, Nri City, Greater Noida, Uttar Pradesh Rent: Rs. 11000 Covered Area : 2277 Sq-ft Bedrooms: 3 Bathrooms: 3Servant Quarter Pooja room. Description:- 3BHK Semi furnished flat with power back up ,located on 1st floor La Quinta towers at NRI city Greater Noida. Key Features:- Semi furnished, Floor Number 1, Total 8 Floors in the building Having all modern facilities (RO, Jacuzzi bath, modular kitchen, Geysers etc) Amenities:- Security, Reserved Parking, Swimming Pool, Power Back Up, Club House, Gym, Lift, Park, Servant Quarter, Pooja room. Rent Lease: Company Lease preferred.

Part time Jobs

An introduction : What is the need to take up part time jobs ? The reasons vary from breaking away from the monotony of the routine job, or then to rope in additional income for the family, as well as to constructively make use the spare time one has. And if you ask the studying youngsters, they would say for freedom, as well as to support their education, thereby taking off a huge load from their parents' shoulders.
Before going any further, let's define the term part time job. Basically, a part time job is form of employment wherein one works for only some part of the day, rather than the entire day. The timing maybe a fixed one, or then flexible, as per ones convenience. Usually, in such jobs people are paid on an hourly basis; or where marketing and sales jobs are concerned they are paid commissions, maybe along with a basic salary, or then are given a travel allowance.
Whatever the nature of the job, being employed on a part time basis has helped improved many lives and has brought in that additional income in a numerous households. Most importantly, many homemakers have been able to make most of such opportunities, so as to be more productive and creative in managing their homes. Otherwise, as they say - an idle mind is the devil's workshop.
Not only this, but there are also part time jobs for those who have retired because of the age factor. These jobs are mainly for the senior citizens who bring in experience, thereby helping out in the company or organizations. They may not be paid highly, but it is enough to continue living a dignified, active life; instead of delving into depression and depending on others for their livelihood.
For those on the look out for some sort of part time employment, there are a number of resources where one can find part time job listings. These include the local classifieds, as well as other job listing areas. Some people also advertise for part time employees in the local stores and other such avenues.
Another interesting aspect of working a couple of hours a day is that one can take up a couple of jobs part time. For instance, as a freelance writer one can take up a couple of assignments along with a proper part time job, as editorial staff, or teaching staff to ensure a fixed income.
What was initially a trend in the west is now a growing one in India. Yes, there is an increasing number of teenagers looking towards taking up jobs in their spare time to make themselves independent, as well as self-sufficient. It may not be all the easy, but yet there are part time jobs for 15-year-olds. This actually appears in the form of requiring youngsters to carry out some tasks, or then conduct market research. No matter what form it takes, the youngsters do gain experience and maturity when working.

How to delete files that are used by other programs in windows XP/Vista?

Today tip will help you to delete the files and folders that are being used by another programs and applications, for example a virus affected file. You have tried to delete such kind of files or folders and received the any following messages.
Cannot delete file: the file is in use by the other program
Cannot delete file: There has been a sharing violation
Cannot delete file: The file is in use by another program or user
Cannot delete file: Disk is not full or write-protected and that the file is not currently in use.
Cannot delete file: The source or destination file may be in use

Normally, a windows restart will allow you to delete such files or folders that are being used by other program, but if you want to manage it without restart your computer then simply you need to download a freeware tool called Unlocker.
You can download this tool for any windows version using Unlocker link. Download it and run the easy setup.
After installation, right click on file or folder that you want to delete and select the option Unlocker

If your requested file or folder is used or locked by other application then a small window listing of lockers will appear.

Here simply click on “Unlock All” button and now you can easily delete this file.

How to Backup Your Outlook Contacts to Excel File?

Microsoft's Outlook is integrated into Microsoft Office 2000, 2002, 2008 and Microsoft Exchange Server. Outlook is complete e-mail manager by which you e-mail, calendaring, and contact management. Outlook enables you to filter and organize e-mail messages, integrate and manage e-mail from multiple e-mail accounts, personal and group calendars, contacts, folders, and tasks.
Using Import and Export feature in Outlook, you can create the full backup of outlook contacts. Because without backup yon can lose your e-mail accounts data any time due to virus, power failure and hard disk problem.
Follow the given steps to export your outlook contacts to Excel file:
Click on Start button, go to Program then click on Microsoft Outlook to export the contacts

Now go to File menu and click on Import and Export option. Choose Export to a file as show in the below figure then click Next.

Now on next dialog box, choose Microsoft Excel and click Next

Select the Contacts Folder you want to backup to Excel file as shown below then click Next.

Choose a name and location where to save the Excel file by clicking Browse button, then click Next

Latest Property News on 'Property Prices'

Financial services provider Edelweiss expects decline in real estate price by around 60% over the next five to six years from its peak in the first quarter of 2008. “Property prices in India increased sharply over the past 6-7 years, rising two and a half times over 2001 prices. We expect a price correction of 58% in real terms from the peak,” Edelweiss said in a report on real estate sector.
Stating that the industry has so far witnessed around 24% correction in real terms, the report said that the industry witnessed 8-10 months decline of the expected 5-6 years. “We expect prices to correct by another around 30% in nominal terms in the next three years. However, prices in real terms, will continue to decline for about a year thereafter,” it said. Analysing global property cycles across 15 countries, Edelweiss said that volumes are closely related to GDP growth and real returns on properties but share a weak relation with interest rates. “From September 2006, the GDP growth rate has started falling and has come down significantly to 7.6% in September 2008. We expect the rate to go down further to 6% by FY10,” it said.

How to eliminate the needless visual effects for better windows performance?

Today tip will help you to increase the performance of your computer by eliminating the needless visual effects. By default windows XP gives you many options in the graphics fields to enjoy maximum graphics. For example, you can add pictures on folders and drop shadow on icon to give you better look but it will effect on the performance of your computer, especially on an older computer. Window XP has many default graphics which is not so useful for a common user, if you re-adjust these graphics then there is less effect on the user activities but the performance of computer will be increase tremendously. Here I will tell you how to choose:
To edit these settings, first you should log onto your computer with administrative rights.
Click Start button and type sysdm.cpl in Run box then press Ok button for next.

Here a dialog box will appear with the title "System Properties", select "Advanced" tab
Here click on Settings button under Performance area

When you have done then "Performance Options" dialog box will appear with different options. Here select the Visual Effects tab and choose the settings you want to use for the appearance and performance of windows on this computer

Turns off all the visual effects in the option of "Adjust for best performance" and when you select the option "Adjust for best appearance" it will gives you opposite effect ,Everything will turns on. Selecting "Let Windows choose what's best for my computer" triggers, as you might guess, different choices on different computers. And to pick and choose individual effects yourself, choose "custom" then decide which ones you want.

Real Estate 2009: Boom time again?

A. Balakrishna Hegde goes down the Realty memory lane: 2005-08, and explains how 2009 promises to be the dawn of a new day, for the versatile Real Estate sector
Before coming to the year 2008, it is important to remember that the years 2005 and 2006 had witnessed phenomenally brisk transactions, both, in residential and commercial real estate segments. One of the key reasons for this spurt in demand was because of the incentives offered to Real Estate in the Union budgets for the first time in independent India, during 1999 and 2003.
The 2005-06 surgeIncome tax exemption upto to Rs 1.50 lakh on interest paid on housing loans, tax exemptions to developers who produced residential units upto a certain size, provision for repeal of Urban Land Ceiling Act, etc, were some of the important incentives. In addition to the sops offered by the Government, the surge in demand in Bangalore in the years 2005 and 2006, was primarily backed by a record number of IT, Research and Knowledge companies being established in Bangalore.

Cooling down the marketExtremely attractive interest rates and easy availability of funds for acquisition of residential units, provided additional impetus for an exponential growth. As the demand for real estate continued unabated, towards the close of 2006, with a view to cool off the market, the Union Government/RBI, intervened through certain monetary and fiscal measures such as withdrawal of the tax exemptions granted earlier, raising of interest rates, etc. This resulted in a peculiar situation — while on one hand, there existed a demand due to unprecedented number of jobs generated by continued growth of knowledge industries — on the other hand, the demand could not be translated into deals, mainly due to enhanced interest rates on housing loans, which went up from around 7% to 12.5% or more. Sluggish 2007-08The Real Estate sector, therefore, entered a phase of sluggishness, from the beginning of 2007. Deals concluded were not commensurate with the actual latent demand. Large section of the prospective purchasers preferred to wait and the situation continued till September 2008. In Bangalore, the prices during this period, either remained static or went up or down marginally in pockets.Come October 2008, the world witnessed the collapse of American financial system, preceded by the sub-prime crisis. The latent or the built-up demand found another reason not to surface sufficiently and while the sluggishness in Real Estate continued, almost every segment of the Indian economy entered a slow down mode. At this point of time, the Union Government quickly realised that perking up demand for real estate can be the most effective tool to revive the entire economy, as the Real Estate supports around 200 other industries.Wake up timeStarting November 2008, the Government took a slew of proactive measures to boost demand for real estate and they include concessional interest rates for loans upto Rs 20 lakh, pumping in Rs 3,00,000 crore to the Banking system over a few weeks, to ease liquidity, reduction in risk weightage for housing loans, refinance by National Housing Bank at low interest rates and many more such measures. Resultantly, banks started reducing their Prime Lending Rates (PLR). Banks also announced softer interest rates for loans not only below Rs 20 lakh, but for loans above Rs 20 lakh also. In addition, Government also announced packages for Export, Manufacturing and other segments of the economy, other than initiating huge spending on infrastructure. In the past, during times of slowdown, we have hardly seen such proactive interventions by the Government. This is a major differentiator this time and this is bound to play a crucial role in the revival of the economy. The interest rate cut should prompt those who were delaying decisions for sometime, now to wrap up deals for their dream homes during the first few weeks of the New Year. The built-up or pent-up demand should soon surface. More importantly, reasonable prices for residential apartments in Bangalore as compared to other metros, is also a key factor as the bulk of Bangalore residential units within about 10 kms from the CBD, are still available between Rs 2,500 and Rs 2,900 per sft, from developers with a good brand value, which certainly is attractive as this covers just about the cost of construction and the land cost. The other good news is that the IT majors have not altered their hiring numbers much. Besides, hiring numbers for banks, insurance and some other sectors are likely to go up drastically. Job creation due to these factors should generate fresh demand for housing.Proactive America?One school of thought also predicts that the American turmoil has the potential to bring more business to Indian IT companies due to mergers and acquisitions back in the USA, and also due to an urgent requirement for American companies to cut costs in times like this. Experts say, despite opposition, outsourcing will continue because companies don’t outsource for the fun of it, but they do so as it makes business sense for them and hence, a necessity. The Obama regime in fact, may throw up more outsourcing opportunities to India due to huge infrastructure investment that his team is planning, largely due to cost implications. Experts also predict that the revival of Indian economy will happen faster and sooner than anticipated, primarily due to Government interventions, unlike in the past, and that, when the revival happens, it can create jobs much faster than in the past. All these should bring buoyancy to Real Estate and to the Indian economy, post 2008. With this, the prices may also start climbing northwards.And a word of caution — when the prices start rising, all concerned should put in place a mechanism to control any price rise at a breakneck speed so as to ensure a stabilised period of growth from the year 2009.
The writer is Managing Director, Chartered Housing, and past president, CREDAI - Karnataka.

Property Dealers in India

A Real estate broker is a party who acts as an intermediator between buyers and sellers of property and attempts to find buyers who wish to buy and sellers who wish to sell or Agents and brokers also act as intermediaries in price negotiations between buyers and sellers. Real estate brokers and agents have a Complete knowledge of the real estate market in their communities. They know which Society or locality will best fit clients’ needs and budgets. They are familiar with local zoning and tax laws and know where to obtain financing. . Real estate agents usually are independent sales workers who provide their services to a licensed real estate broker on a contract basis. When selling real estate, brokers arrange for title searches and for meetings between buyers and sellers during which the details of the transactions are agreed upon and the new owners take possession of the property. the broker pays the agent a portion of the commission earned from the agent’s sale of the property. A broker may help to arrange favorable financing from a lender for the prospective buyer; often, this makes the difference between success and failure in closing a sale. Brokers also supervise their own offices, advertise properties, and handle other business matters.

How to Change the Font size of Web page?

If you are visiting a website or reading an e-mail and there is some problem to read text due to color of page or the font too small. You can change the font and color as well to solve this problem.
To increase or decrease your font size and color of webpage in Internet Explorer, select the Tools option from the top of your Explorer window and go to the Internet options.
Here go the General option and then click on Accessibility button on right lower of the dialog box.
Now change the status of checkbox marked "Ignore font sizes specified on Web pages" and next Ignore Colors specified on Web pages", end with Ok.
For change the font size select to View option from the top menu and go to Text size option to change it.

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The Nine Planets is a collection of information about our Solar System intended for a general audience with little technical background. No special expertise or knowledge is needed; all technical and astronomical terms and proper names are defined in the glossary. The bulk of this material should be familiar to planetary scientists and astronomers but they may find a few interesting tidbits, too.
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